CLEVELAND — Retailers are doing whatever they can to get your business. They're even sharing their profits with cash back apps. Some of those apps require a lot of effort but we found three that pretty much do the work for you.
When you download the app on your phone, you take a photo of your store receipt to get points. A thousand reward points are equal to $1. Then, you use your points to get gift cards to retailers like Dunkin' Donuts, Amazon, Sephora and AMC Theaters.
You don't need to upload your receipt, pre-select offers or shop through the app. The app pays you some money back when you use a credit or debit card that's linked to Dosh. If you have reservations about inputting your information, a marketing expert said your data will be safe, "they have that stored in another site where it's vaulted so if they get hacked it doesn't actually expose their customer's data. They also encrypt all their data even your personal information is all encrypted."
The app monitors your online purchases then, it helps get you a refund should the price of any item be lowered by another online retailer. If you're leery about giving an app access to your email account and information, experts recommend creating an email account that's just for online shopping and apps, so there is no sensitive data shared.